ways of account management that meet socialist market economy should be set up, deposit innovation ability of commercial banks be raised, and risk precaution of deposit management be constructed.
借鑒美国商业银行存款经营的优势,提出要建立适应社会主义市场经济的账户管理办法、提高我国商业银行的存款创新能力和积极构建存款风险防范机制等相关建议。