英语释义

1. a loan that will not be repaid

片语

dead account[会计] 坏帐，[会计] 呆帐

Bad Loan Ratio不良贷款率

bad agricultural loan农贷呆账

bank s bad loan银行不良贷款

enterprise bad loan企业不良贷款

doubtful account呆帐

bad d loan呆账

default and bad loan呆帐和倒账

bad loan disposition不良贷款处置

disposal of bad loan不良贷款处置

bad loan countermeasures收账对策

英汉例句

• now icbc’s bad loan ratio has been reduced to 2.2 percent.

  现在工行的不良贷款率已经降到了2.2%。

• in addition, the loan reviewer needs to have even more detailed customer data, like transaction history and customer credit information, in order to reduce the company「s bad loan ratio.

  此外，贷款复核人员需要更为详细的客户资料，如事务历史和客户信用信息，以降低公司的坏帐率。

• the third chapter: the experiences and lessons of drawing from foreign countries」 to solve the bad loan problem.

  第三章外国解决不良贷款问题的经验与借鑒。

• risk profile and financial strength of chinese four state-owned commercial banks in terms of asset quality capital adequacy bad loan reserves and profitability are analyzed in systematic way.

  对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐準备金规模和盈利能力等几个方面展开了系统分析。

• at the present, as controlling to bad loan rate was taken into account, commercial banks had tightened the credit.

  目前，商业银行出于对控制不良贷款率的考虑，施行了信贷紧缩。

• the rate of bad loan up to 25%, it hit the banking system in china.

  不良贷款率超过了25％，已经严重影响银行的正常经营。

• therefore, the research on credit risk measurement based on irb is practically significant for chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity.

  因此，以irb思想为指引研究商业银行的信用风险度量问题，对于控制中资商业银行不良贷款的增长，提升其核心竞争力具有现实的意义。

• for more minor ailments, bad loan books may be excised and the rest of the bank restored to health with a transfusion of new capital.

  对于更微小的问题，切除坏账并通过新的资本注入方式银行的其他部门恢复健康。

• the banking system has a bad loan coverage ratio at the end of 2010 of 218 percent to cover any losses, up from 80 percent at the end of 2008 and 155 percent at the end of 2009.

  银行体系的坏账覆盖率从2008年年底的80%以及2009年年底的155%增加至2010年年底的218%。

• now, the level of our country commercial bank risk manage is widespread and lower, and the bad loan rate of whole bank system is higher, far higher than international warn line.

  从当前我国银行信贷风险管理情况来看，我国商业银行风险管理水平普遍较低，整个银行体系不良贷款率偏高，远远高于国际警戒线。

• it also reduced the bank「s official bad loan ratio from 11.4 per cent when it bought in to about 0.6 per cent by the end of last year.

  它还将该行的官方不良贷款比例，从买入时的11.4%，降至去年底的约0.6%。

• in terms of national economy, financial risk by bad loan is vital to economic safety.

  从国民经济发展全局说，对中国经济安全产生最大威胁的是由银行坏账形成的金融风险。

• the second chapter: analysis about the problem of bad loan emerged in state-owned commercial banks.

  第二章国有商业银行不良贷款问题的现状分析。

• the reason for carrying out the program of 「right of claim changing to share ownership」 is to reduce the debt ratio of state-owned enterprises and the bad loan ratio of state-owned commercial bank.

  实施「债转股」方案的直接原因是降低国有企业的负债率及国有银行的不良贷款比率。

• deep development is to this explanation 「 one-time big equipment and batch of history are bad loan cancel after verification 」 bring about.

  深发展对此的解释是「一次性的大额拨备与历史不良贷款核销」导致。

• at the same time, an intense rise in loan risks of commercial bank is witnessed and the bad loan ratio in our country is obviously higher than that in the developed countries.

  与此同时，商业银行在这项业务上所面临的风险也日益加大，不良贷款比率明显高于西方发达国家的水平。

• the lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.

  我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。

• known for its good prospect and relatively lower bad loan rate, consumer」s credit has been rapidly expanding, which has grown into one of the most competitive credit lines.

  消费信贷凭借着巨大发展空间和较低的贷款不良率业以成为各家商业银行竞争角逐最为激烈、成长速度最快的信贷业务。

• therefore, this paper provides a practical guide in solving the problems of bad loan thoroughly and bringing the bank of china to be a competitive international bank within 3 to 5 years.

  对于中国银行实现3——5年内发展成为具有比较竞争优势的国际大银行的目标以及国有商业银行彻底解决不良信贷资产问题具有现实意义。

• if bad loan decisions don't come with consequences, banks will end up taking a major step backward in their effort to operate on commercial terms, not political ones.

  如果因决策失误导致坏账却不必承担后果，银行最终将在依据商业条件而非政治考量进行操作方面倒退一大步。