英语释义

1. a market phenomenon in which one party in a potential transaction has information that the other party lacks so that the transaction is more likely to be favorable to the party having the information and which causes market prices to be adjusted to compensate for the potential unfavorable results for the party lacking the information Note: An example of adverse selection is the used-car market in which the seller knows more about the true condition of the car than the buyer, providing incentive to attempt to sell vehicles that are in worse condition than they appear, thus lowering the overall price buyers are willing to pay for used cars. Another example is the health insurance market in which the buyers may know more about their health problems than the insurers, providing more incentive for less healthy individuals to seek insurance, thus raising the overall price at which providers are willing to make insurance available to all buyers.

片语

adverse selection component逆向选择

Adverse Selection Model逆向选择模型

adverse selection problem逆选择问题

called adverse selection逆向选择

antiselection逆选择

Adverse Selection Costs择成本

adverse e selection逆向选择

Population adverse selection人口反淘汰

adverse selection cost逆向选择成本，信息不对称成本

Adverse Selection Effect逆向选择效应

英汉例句

• Adverse selection is a market process where information asymmetry causes negative results.

  逆向选择，是一种信息不对称性在其中导致了负面结果的市场过程。

• Examples of this problem are Adverse selection and Moral hazard.

  这个问题的例子是逆向选择和道德风险。

• Adverse selection has a cousin.

  逆向选择有一位近亲。