the commercial banks of china should set up credit risk rating system and loan making classification system while making reform in the process of loan making management.
我国必须建立商业银行信用风险评级和贷款风险分类体系,同时改革银行的信贷管理流程。
the multiple internal credit risk rating system and multiple factors that affect rating objects are collected and classified.
此评价体系采用多元评级对象,并向下分解为几个层次的影响因素。
this paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.
本文提出了信贷风险的内部信用评价指标体系。