Increasing demands for insurance of traditionally uninsurable risks triggered the advent of 「alternative risk transfer」 (ART).
随着人们对传统「不可保」风险的保险需求的加大,「非传统风险转移」市场即ART应运而生。
The appraisal results helped to categorize these risks into insurable risks and uninsurable risks, which was key for designing the TMALL liability insurance plan and policy clauses.