the accumulation of default risk of residential mortgage loan will influence asset quality and healthy development of commercial banks and bring severe test to their risk management.
based on empirical results, related theories and status analysis, the thesis gives four strategies on how to perfect the management of residential mortgage loan default risk.
在此基础上,提出了完善商业银行个人住房抵押贷款违约风险管理的对策。
the second section analyses effect of residential mortgage loan insurance from four different positions, such as positions of loan provider, housing buyer, etc.