interest-bearing checking accounts at traditional brick-and-mortar banks often pay only 0.13 percent interest but require high minimums to avoid a monthly maintenance fee.

在传统的银行中，支付利息的支票帐户所允许的帐户只有百分之零点一三，但需要你存入的最低限额却是很高的，这样做是为了避免每月的生活费。

to make your budget work, look for free checking accounts at a local credit union or an online account.

要让你的预算得以实施，你可以到当地信用社或通过网上账户获得免费的支票账户。

but we normally call individual accounts personal checking accounts .that「s just a different name for them.

但是，我们一般称个人帐户为个人支票帐户，这仅仅是帐户名称不同而已。

we have checking accounts and savings accounts. accounts.

我们有支票帐户和储蓄账户。

banks have historically covered bad checks for valued clients, who were invited to opt in to overdraft protection or to link their checking accounts to savings accounts or to lines of credit.

银行历来视空头支票为价值客户，他们获邀加入透支保护方案，或者将支票帐户与存款帐户或信用额度相关联。

customer: i heard that checking accounts are available only at commercial banks.

顾客：听说只有商业银行受理支票帐户业务。

bank customers can access their checking accounts instantly through the electronic system.

银行客户可以通过电子系统立即查看自己的支票账户。

why don」t they offer checking accounts like your bank does?

它们为什么不象你们的银行同样提供支票帐户服务呢?。

we have several different checking accounts you can choose from. your needs determine our service charges.

我们有好几种不同的支票账户供您选择。我们是依照您的需要来决定我们的服务费用。

about 40 percent of checking accounts in the united states were hit with $240 in overdraft fees last year.

去年，美国40%的支票账户有大约240美元的透支。

b: we have several different checking accounts you can choose from.

我们有好几种不同的支票账户供您选择。

most checking accounts yield little to nothing in interest.

大多数活期存款收益甚微。

although the amex card appears aimed at a niche market a way for people with normal checking accounts to give money to college kids, for example it is charging minimal fees.

虽然运通卡瞄準的是利基市场，以持有一般支票账户的客户为目标客户群，主要功能是用于支付孩子的大学费用，但运通卡收取最低的手续费。

people use checking accounts for convenience. they deposit some money and write checks when they want to pay bills.

支票账户使用方便，存入一些钱，就可以开支票付账单。