according to co-insurance clauses， the insured person must pay usually 20 percent of the total expenses covered.

根据共同保险条款，保险人通常必须付全部费用的百分之二十。

the indemnity principle prevents the insured from profiting from their loss.

赔偿原则禁止投保人从损失中获利.

many wonder why any investor would put money into such vehicles when they can buy bonds directly at a discount or get the insured version.

很多人奇怪为什么这些投资者会将资金投入到这个机构当中而不直接去购买打折债券亦或保险。

the policy holder shall protect the safety of the insured property.

投入方法应当维护被保险财产的安全.

in fact, the premium paid advance of the insured is not wise.

实际上, 提前支取保费对投保者来说并不明智.

it includes measures to limit pay for senior banking executives and to increaser the insured limit of us bank balances from $100, 000 to $250, 000.

它的措施有限制银行高级管理人员的薪酬和将美国银行储户的保险赔款限额从10万美元增加到25万美元。

why should not more of the losses fall on creditors, other than the insured depositors?

为什么存款保险人之外的债权人等就不该承担更多的损失？

the insured need to pay the deductible contained in the policy.

被保险人需自行承担保单规定之自负额.

the insurer shall remain liable for the necessary and reasonable expenses paid by the insured for avoiding or minimizing the loss prior to his receipt of the said notice.

被保险人在收到通知前，为避免或者减少损失而支付的必要的合理费用，仍然应当由保险人偿还。

deductibles are usually 2% for windstorm coverage (or $4, 000 on a $200, 000 home), although they range from 1% to 15% of the insured value of the house.

风暴灾害保险的扣除额通常为2％（就是说200000 美元的房产保险就有4000 美元的扣除额)虽然扣除额从占房屋价值的1％到15％不等。

the insured value of the airplane was greater than its book value.

该飞机的投保价值高于它的实际账面价值。

the insured shall submit the following documents when presenting a claim to this company.

被保险人向本公司索赔时必须提供下列单证.

the policyholder and the insured could be different persons.

投保人和被保险人可以是不同人.

the insured is unable to recover the whole of the loss.

投保人不能获得全部损失的赔偿.

so we’ll be increasing the ranks of the insured by more than 15% at a cost that is less than one sixth of 1 year’s growth in national health care expenditures.

因此，我们将提高保险的级别，费用提高15％以上，该费用少于国家卫生保健支出中1年增量的6分之一。

the insured value of the objects of insurance has markedly been reduced.

保险标的的保险价值明显减少.