英语释义

1. a loan based on the amount of equity a person has in his or her home

片语

Revolving home equity loans权益贷款

home equity loan securitization证券化

home equity pension insurance住房养老保险

home equity lons凈值贷款

net asset value资产凈值，财产凈价值

Home Equity Loan Rate家居股本贷款利率

home equity insurance资产保险

home equity lending贷款

home equity lines贷款

英汉例句

• Many small businesses are seen heading for trouble because they used home equity loans to fund their businesses during the housing boom, saddling themselves with too much debt in the process.

  许多小型企业看到标题就头痛。因为他们用房屋凈值贷款，以资助其业务在房市繁荣，在这期间强加诸自己很多债务。

• I「d like to apply fora home equity loan.

  我想申请住宅抵押贷款。

• Oct. 5--Americans have seen their retirement savings shrivel, home equity evaporate and job security vanish.

  十月五日，美国人看到自己的退休储蓄缩水，家庭权益和职业安全凭空消失。

• Because people have to pay off a mortgage, they increase their home equity and save more than they otherwise would.

  因为人们必须偿付抵押借款，这样就增加了他们的家庭资本凈值，并较其它所为可存更多的钱。

• Then, not long after, they often borrowed even more money, using the company’s assets as collateral — just like home buyers who took out home equity loans on top of their first mortgages.

  这样不用过多久他们就可以利用公司资产做抵押来借更多的钱----就像买房时拿出住宅股权贷款做为首要抵押一样。

• It」s unclear how many of Wells Fargo「s home equity losses stemmed from piggyback loans.

  还不清楚这种贷款富国银行的住房抵押资产带来多少损失。

• There should be income contingent mortgages, so that repayments automatically adjust to borrowers」 fluctuating incomes and home equity can be insured.

  应允许未来可得收入抵押贷款，以便还款自动调整为借款人的浮动收入和家庭资产担保。

• You could also consider a home equity loan, which may offer a tax deduction, or a consolidation loan.

  你还可以考虑房屋凈值贷款，它可以提供减税，或考虑一个合并贷款。

• Perfect Fit : Taking out a home equity loan, Lawson and Wetzel pooled about $150,000 and opened the first location in 2004.

  完美的定位： 2004年，兰斯和吉姆从银行取得一笔房屋凈值贷款，最后共凑出15万美元用来开设他们的第一家时装店。

• Click here for the next step which is about minimizing expensive home equity loan arrangement fees.

  按这里的下一个步骤是为了最大限度地减少昂贵的房屋凈值贷款安排费。

• We’ll also see much higher default rates on car loans, credit card debt, and other forms of consumer debt, because homeowners can no longer draw on their home equity to pay other debt.

  在汽车借贷中,我们也看到了更高的拖延费用,信用卡债务,以及其他形式的消费债务,因为私房所有者不再能够利用房子的凈值去偿还其他的债务。

• Credit unions offer car loans, home equity loans, and other types of loans at highly competitive rates.

  合作社为客户提供车贷房贷和其他贷款，利率却不高。

• Falling home equity dents consumer confidence, making things even worse.

  减值的房屋产权打击了消费者信心，使情况更糟。

• If you've been waiting for a good time to apply for a home equity line of credit or a mortgage, then today will be an ideal day to act.

  如果你一直在等待好时机，要申请家庭信用资产额度或抵押，那么今天就是行动的好时候。

• If you are a homeowner, you can use your home as collateral and perhaps take out a home equity loan.

  如果你有房的话，你可以将房屋抵押或得到房产抵押贷款。

• The two most common loans types, home equity and personal, differ in fees, rates and tax deductibility of interest.

  最常见的是房屋凈值和个人贷款﹐二者费用﹐利率和抵税情形不一。

• That would mean rates on certain credit CARDS, home equity loans, some adjustable-rate mortgages and other consumer loans would stay at their lowest point in decades.

  这意味着信用卡、房屋抵押贷款、可变利率抵押贷款和其他消费贷款的利率将维持在数十年来的最低水平。

• Complicating matters, investors in complex mortgage-linked securities, who make money based on interest payments, could still balk, especially those who hold second mortgages or home equity loans.

  令事情变得复杂的是，复杂的抵押贷款挂钩证券的投资者，那些靠支付利息赚钱的人，可能还在犹豫，尤其是那些持有第二抵押贷款或房屋凈值贷款的投资者。

• So, instead of giving up on my home equity loan, I simply educated the lender.

  所以，不要放弃对我家资产贷款，我干脆学历放款。