There is usually a small interest rate charged by the government or lending institution that issued the loan. The loan or the interest does not have to be paid back until after you graduate.
通常政府或其他的贷款部门都要收取少量的利息,在你毕业之前可以先不着急偿还贷款或利息。
No, I「m talking about something more fundamental: as an American citizen, I」m responsible for protecting the assets of every lending institution licensed to do business in my vicinity.
我现在要说的是更基础一些的事情:做为一个美国公民,我有责任保护我身边每一家合法信用机构的资产。
These are not nearly as good as secured loans because they can come with a higher interest rate and shorter repayment periods because the risk to the lending institution is higher.