Banking system's trouble is usually created by the bad account or the credit risks.
银行系统的麻烦通常是由坏账或信用风险出现危机造成的。
Should collect and prepay the project: The checking and calculating of the bill receivable , account receivable and bad account loss;
应收及预付项目:应收票据、应收账款及坏账损失的核算;
The SME in western countries can keep the extremely low bad account rate in a high proportion of credit sales, because they have already established a perfect credit system.